Building on a sentiment I've previously shared: I firmly believe our financial systems are poised for a radical transformation, when wealth creation goes beyond the 1% where it lies concentrated today, and becomes participative.

We are witnessing early signs of an inflection in the interaction between user (or investor) and finance. The future of finance is being reshaped at the confluence of crypto and AI, made possible with DeFi, or decentralized finance, built on smart contracts.

And it's at this intersection where I’ve been building aarnâ protocol > https://aarna.finance

At the heart of aarnâ lies a transformative approach to DeFi asset management, making access to DeFi easy & intelligent. It serves users by offering a sophisticated decentralized app (dApp) to self manage their entire digital assets life cycle. Concurrently, for the broader DeFi ecosystem, aarnâ engine emerges as an infrastructure layer for collaborative human-AI discovery of alpha, then innovatively structures these insights into on-chain products, or vaults, governed by â_fi smart contracts.

In effect, we’re building the decentralzied Schwab of web3. Charles Schwab democratized the equities market 40 years back, leveraging technology for direct-access trading, and eliminating the traditional broker-client model that dominated Wall Street. Disrupting equities 40 years ago, bringing 100 million investors - democratising access. It’s might may seem distant to us today, especially to crypto natives, but remember, it manages $7 trillion, resilience is evident!

In the same spirit, aarnâ is taking a quantum leap in DeFi to fix high adoption barriers. Our goal? Welcoming the next 100 million users into DeFi with a protocol level approach, and an AI-enhanced dApp that makes DeFi astutely accessible. For DeFi folks, aarnâ is the quantum next avatar of Yearn Fi. DeFi is powerful, but it has high adoption barriers. It needs tech advancement and radical UX overhaul.

Remember, we’re in very early days of tokenization, yet crypto is already a trillion dollar asset class and DeFi is already $50bn. In the next ten years, as a tokenized economy evolves, we could see this grow by an order of magnitude Our early strides have been electric. aarnâ’s public beta went live in mid July and a steady 5,000 users have already joined the platform, and growing every week, as we get ready to launch our AI driven vaults soon.

>> We’re on a mission to decentralize the alpha value chain - join in.